Do you drive a company car? Are you properly insured?

Suppose you’re driving your “company-furnished” vehicle on a personal errand to the grocery store and are involved in a very serious accident. Will you have the proper insurance coverage? Bonnie Pesch, a veteran personal lines underwriter with West Bend discusses this question below.

It’s possible you may not. Maybe your employer’s business auto policy doesn’t cover you when you’re using a company vehicle on personal business. Even if the policy provides you with coverage, the limits of liability may be too low. If you’re sued, you could be personally responsible for damages.

How do you protect yourself if you drive a company-furnished vehicle? It’s easy to do if you already own a different vehicle and insure it under a personal auto policy. Simply add Extended Non-Owned Auto coverage to it. This endorsement – on your own personal auto policy – provides you with personal auto insurance while you’re driving any non-owned auto furnished or available for your regular use.

So what should you do if you don’t own another vehicle with insurance coverage? Purchase a Named Non-Owned Auto policy. This can also provide you with the personal auto coverage you’ll need.

Call your agent at Purdum Gray Ingledue Beck at 309.833.1755 to discuss your coverage needs to make sure you are properly covered.



Is life insurance a priority for you?

Life turns on a dime. You have no idea when you’ll “need” insurance. That’s why it’s important to plan ahead. Have you gotten around to doing what you know needs to be done? Call Purdum Gray Ingledue Beck at 309.833.1755 and let us help you plan for your family.

President’s Day Holiday

Our agency will be closed Monday, February 15th in observance of the President’s Day Holiday. In the event of an emergency, please contact Beau Ingledue at 309-333-1292.

Illinois License Plate Renewal’s Go Paperless

Just in case you have not heard, the Secretary of State’s office will no longer be sending out vehicle registration reminders by mail.  This is in an effort to save nearly $450,000 per month in postage costs.  So this means it will be up to you to be mindful of when your current license plates expire.  However, they are offering an email notification option.  To take advantage of this, you will need to go to:  while having your registration in hand.

PGIB Observing Dr. Martin Luther King Day

Our office will be closed Monday, January 18th in observance of Dr. Martin Luther King Day.  We will reopen with normal hours on Tuesday.  Should you need assistance with a claim or other urgent matter, please call me at 309.333.1292.

One of my favorite quotes for Dr. King; “It’s always the right time to do the right thing.”

Beau Ingledue





Just a Few More Days for Healthcare Open Enrollment

If you are still considering making a change to your health plan, you have until January 31st, 2016 to submit your application.  We know healthcare insurance has gotten very complicated with subsidies, network changes, plan types, etc. Call on us to help you and you won’t have to pay any more than if you had gone direct.  Call Ashley, Brad or Dennis at 309-833-1755 to make arrangements for learning more.

Merry Christmas and Happy New Year!

The owners and staff of Purdum Gray Ingledue Beck wish you a wonderful holiday season.  Please see below for our holiday hours and emergency contact information.

December 23rd – Close at 3PM

December 24th and 25th – Closed

December 31st and January 1st – Closed

Please call me at 309-333-1292 if you have an urgent matter.

Beau Ingledue

Happy Thanksgiving!

The owners and staff of Purdum Gray Ingledue Beck are grateful for you and all of our clients!  We fully understand that without you placing your trust in us with your insurance there would not be PGIB.  We hope that you have a wonderful and safe holiday with your family and friends.

Please note our holiday hours:

Open until 2PM on Wednesday 11/25

Closed Thursday 11/26 and Friday 11/27

Reopen with normal business hours 11/30.

In the event of an emergency, please contact me on my cell phone at 309-333-1292.


Beau Ingledue


The dangers of distracted driving are real

Distracted driving is one of the major causes of motor vehicle collisions today. According to, over 3,000 motorists are killed and another 421,000 are injured each year as a result of distracted driving collisions. It is estimated that distracted drivers are three times more likely to have a collision. We all share the roadways and collectively we can create a safer driving culture for ourselves and the generations that follow. Please take some time to explore the information below and pass it along to those closest to you.

The Facts
Distracted driving is any activity that could divert a person’s attention away from the primary task of driving. All distractions endanger driver, passenger and bystander safety. These distractions can include texting, using a cell phone, eating, drinking, talking to passengers, grooming, reading, using a navigation system, watching a video, and adjusting a radio, CD player or MP3 player.

Driving is a complex task that requires one’s eyes on the road, hands on the wheel and brain focused on the task at hand. According to the National Safety Council, drivers engaged in cell phone conversations, with either hand-held or hands-free devices, can fail to see up to 50 percent of their driving environment, including stop signs, pedestrians and red lights.

Did you know?

  • Sending or receiving a text takes a driver’s eyes from the road for an average of 4.6 seconds, the equivalent of driving the length of an entire football field blind, if traveling at 55 mph.
  • Using a cell phone while driving, whether it’s hand-held or hands-free, delays a driver’s reactions as much as having a blood alcohol concentration of .08, which is legally impaired.
  • Driving while using a cell phone reduces the amount of brain activity associated with driving by 37 percent.

Do your part by pledging to drive distraction-free on the National Safety Council’s website. Pledging means you will refrain from having a phone conversation or texting while driving your vehicle. There are several mobile applications designed to help eliminate or minimize phone usage while driving. Some popular apps include:

  • AT&T DriveMode (iPhone & Android)
  • Canary (iPhone & Android)
  • (Android)
  • LifeSaver (iPhone & Android)
  • Live2Txt (Android)

For more information on distracted driving, check out the following resources:

Source: Sagamore Signal,

Seven tips to keep yourself and others safe this hunting season

Fall is a nice time of year in the Midwest. Fall sports are back, trees change colors, and if it was a hot summer, the cooler temperatures feel nice. It’s also the time of year when hunters begin venturing into the woods.

According to the Association of Fish and Wildlife Agencies, more than 87 million Americans hunt, fish, and enjoy wildlife-related recreation annually. Combined, these activities generate more than $120 billion for the U.S. economy and support almost three million jobs.

Whether you’re a gun collector, sport-shooting enthusiast, or hunter, here are some safety tips to keep yourself and others safe.

1. Communication is key.

  • Whether or not you own a gun, talking to your kids about gun safety is an important discussion. You never know what they may find at a friend’s house.
  • If you’re hunting with family or friends, discuss the layout of the land and have a thorough understanding of where each person will be.
  • If you’re venturing into the woods, tell family or friends where you’re going and when you’ll be home.
  • If visiting your local gun range, understand their rules and abide by them.

2. Store guns and ammunition in separate locked cabinets. Too often, we hear about accidental shootings. What you think is a good hiding spot probably isn’t. Kids are inquisitive and can find things you’d least expect them to find. Store the keys for your gun cabinets in a safe place. Labeling keys for a gun cabinet and leaving them in a common area of your home defeats the purpose of locked cabinets. Consider trigger locks.

3. Wear the appropriate clothing or gear. No matter what hobby you enjoy, wearing the appropriate clothing or gear is important. When shooting, wear eye and ear protection. If you enjoy walking in the woods, make sure you wear bright clothing to make yourself more visible. If you’re hunting from a tree stand, wear a safety harness.

Maintain your gear/hunting equipment properly by inspecting it after each use. If it needs repair, contact a professional.

4. Pack a first aid kit. Create a small kit specifically for you. My dad is allergic to bee stings, so he carried an EpiPen® when he hunted. If you suffer from an occasional migraine and have prescription medicine, pack that, as well.

5. Be aware of your surroundings. Identify where other hunters are and know what your target is before shooting. Be aware of where local medical services are located.

6. Ask permission. Just because you live near the woods doesn’t mean you can hunt in the woods. Always ask permission from landowners before hunting on their land since it can create many liability exposures for them. If you talk to the landowner beforehand, he/she can keep track of who’s hunting on the land and share any safety tips specific to the property.

7. Contact your local DNR. Many states require hunter safety courses. It’s required in many states. DNR websites also share

  • Safety tips;
  • Hunting opportunities;
  • Volunteer opportunities; and
  • Places to hunt.

Illinois DNR
Indiana DNR
Iowa DNR
Wisconsin DNR